Almost always, yes. Federal law requires most plans to cover addiction treatment. The real question is how much yours covers, and that takes about five minutes to find out.
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If a plan covers mental health and substance use disorders, the limits, copays, and approval rules can't be stricter than the rules for physical health.
Substance use disorder treatment is one of 10 essential health benefits.
Translation: if you have insurance, your plan almost certainly covers some form of addiction treatment. The question isn't whether. It's how much.
Strong coverage. Parity rules apply. Watch for in-network requirements and prior-auth.
Required to cover addiction treatment as an essential health benefit.
Full coverage for active-duty service members, veterans, and dependents.
Coverage varies wildly. Read the fine print, many exclude addiction entirely.
Coverage exists across the full continuum, not just 30-day rehab.
Send us your insurance info and we'll come back with what's covered, your out-of-pocket cost, and which facilities are in-network. No commitment, no hard sell.